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5 Beds
4 Baths
3,462SqFt
Pending
A private waterfront home in Montgomery County. Situated on two private acres along the shoreline of Little Seneca Lake, this architect-designed custom residence offers lakefront living with convenient access to I-270. Located within an intimate enclave of custom-built homes, where no two properties are alike, this exceptional setting combines the privacy of a waterfront retreat with the convenience of nearby shopping, dining, and major commuter routes. Surrounded by protected parkland, scenic trails, and the natural beauty of Little Seneca Lake, the property offers a distinctive waterfront setting. Thoughtfully designed to embrace its extraordinary setting, the home features five bedrooms, three and one-half baths, and multiple indoor and outdoor living spaces designed to capture natural light, water views, and the beauty of the surrounding landscape. Expansive windows, generous gathering spaces, a screened porch, deck, and patio create a seamless connection between the home and its remarkable waterfront surroundings. The home also features a geothermal system for both heating and cooling, adding an efficient approach to year-round comfort. Little Seneca Lake offers access to an array of outdoor recreational opportunities. Enjoy direct access to a natural setting offering opportunities for kayaking, fishing, hiking, birdwatching, and miles of scenic shoreline. Enjoy peaceful water views, access to the lake and surrounding trails, and sunsets reflected across the water. The setting provides a sense of retreat and tranquility that feels far removed from the Washington metropolitan area, yet remains minutes from the amenities and conveniences of daily life. Unlike production-built homes, this residence was custom designed by an architect to maximize both functionality and its exceptional location. Thoughtful sightlines, abundant natural light, and timeless design elements create a home with character, warmth, and a strong connection to the outdoors. Combining waterfront ownership, the privacy of a two-acre homesite, the enduring appeal of a custom-designed home, and the character of a neighborhood comprised entirely of unique custom residences, 20618 Top Ridge Drive represents a distinctive opportunity in Montgomery County. Properties offering this combination of waterfront access, architectural distinction, natural beauty, and location offer a unique combination of features within the area.
Property Details | ||
|---|---|---|
| Price | $900,000 | |
| Bedrooms | 5 | |
| Full Baths | 3 | |
| Half Baths | 1 | |
| Total Baths | 4 | |
| Property Style | Colonial | |
| Lot Size Area Units | Square Feet | |
| Acres | 2 | |
| Property Type | Residential | |
| Sub type | SingleFamilyResidence | |
| MLS Sub type | Detached | |
| Stories | 3 | |
| Features | Attic,Bar,Carpet,Ceiling Fan(s),Chair Railings,Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Eat-In,Kitchen - Island,Recessed Lighting,Bathroom - Soaking Tub,Bathroom - Tub Shower,Walk-in Closet(s),Water Treat System,Window Treatments,Wine Storage,Wood Floors | |
| Exterior Features | Extensive Hardscape,Exterior Lighting | |
| Year Built | 1995 | |
| Fireplaces | 1 | |
| Subdivision | NONE AVAILABLE | |
| Heating | Heat Pump(s),Programmable Thermostat | |
| Foundation | Slab | |
| Accessibility | None | |
| Garage spaces | 2 | |
Geographic Data | ||
| Directions | Use GPS | |
| County | MONTGOMERY | |
| Latitude | 39.19675 | |
| Longitude | -77.30832 | |
Address Information | ||
| Address | 20618 TOP RIDGE DR, BOYDS, MD 20841 | |
| Postal Code | 20841 | |
| City | BOYDS | |
| State | MD | |
| Country | United States | |
Listing Information | ||
| Listing Office | Samson Properties | |
| Listing Office Email | clientservices@bobandronna.com | |
| Listing Agent | Robert Chew | |
| Internet Listing Display Days On Site Y N | Y | |
| Internet Listing Display Historical Prices Y N | Y | |
| Internet Listing Display Prices Y N | Y | |
| Compensation Disclaimer | The offer of compensation is made only to participants of the MLS where the listing is filed. | |
| Special listing conditions | Standard | |
| Ownership | Fee Simple | |
| Terms | Cash,Conventional,FHA,VA | |
| Virtual Tour URL | https://www.zillow.com/view-imx/d574193b-9843-4f68-9931-c72c2cc4cf4f?wl=true&setAttribution=mls&initialViewType=pano | |
School Information | ||
| District | MONTGOMERY COUNTY PUBLIC SCHOOLS | |
MLS Information | ||
| Days on market | 3 | |
| MLS Status | Pending | |
| Listing Date | Oct 7, 2026 | |
| Listing Last Modified | Nov 2, 2026 | |
| Tax ID | 160202892718 | |
| Tax Year | 2025 | |
| Tax Annual Amount | 8251 | |
| MLS # | MDMC2248154 | |
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Last updated: 2026-11-08T19:00:25.681327Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.