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20618 TOP RIDGE DR, BOYDS, MD 20841

5 Beds

4 Baths

3,462SqFt

Pending

A private waterfront home in Montgomery County. Situated on two private acres along the shoreline of Little Seneca Lake, this architect-designed custom residence offers lakefront living with convenient access to I-270. Located within an intimate enclave of custom-built homes, where no two properties are alike, this exceptional setting combines the privacy of a waterfront retreat with the convenience of nearby shopping, dining, and major commuter routes. Surrounded by protected parkland, scenic trails, and the natural beauty of Little Seneca Lake, the property offers a distinctive waterfront setting. Thoughtfully designed to embrace its extraordinary setting, the home features five bedrooms, three and one-half baths, and multiple indoor and outdoor living spaces designed to capture natural light, water views, and the beauty of the surrounding landscape. Expansive windows, generous gathering spaces, a screened porch, deck, and patio create a seamless connection between the home and its remarkable waterfront surroundings. The home also features a geothermal system for both heating and cooling, adding an efficient approach to year-round comfort. Little Seneca Lake offers access to an array of outdoor recreational opportunities. Enjoy direct access to a natural setting offering opportunities for kayaking, fishing, hiking, birdwatching, and miles of scenic shoreline. Enjoy peaceful water views, access to the lake and surrounding trails, and sunsets reflected across the water. The setting provides a sense of retreat and tranquility that feels far removed from the Washington metropolitan area, yet remains minutes from the amenities and conveniences of daily life. Unlike production-built homes, this residence was custom designed by an architect to maximize both functionality and its exceptional location. Thoughtful sightlines, abundant natural light, and timeless design elements create a home with character, warmth, and a strong connection to the outdoors. Combining waterfront ownership, the privacy of a two-acre homesite, the enduring appeal of a custom-designed home, and the character of a neighborhood comprised entirely of unique custom residences, 20618 Top Ridge Drive represents a distinctive opportunity in Montgomery County. Properties offering this combination of waterfront access, architectural distinction, natural beauty, and location offer a unique combination of features within the area.

Property Details
Price $900,000
Bedrooms 5
Full Baths 3
Half Baths 1
Total Baths 4
Property Style Colonial
Lot Size Area Units Square Feet
Acres 2
Property Type Residential
Sub type SingleFamilyResidence
MLS Sub type Detached
Stories 3
Features Attic,Bar,Carpet,Ceiling Fan(s),Chair Railings,Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Eat-In,Kitchen - Island,Recessed Lighting,Bathroom - Soaking Tub,Bathroom - Tub Shower,Walk-in Closet(s),Water Treat System,Window Treatments,Wine Storage,Wood Floors
Exterior Features Extensive Hardscape,Exterior Lighting
Year Built 1995
Fireplaces 1
Subdivision NONE AVAILABLE
Heating Heat Pump(s),Programmable Thermostat
Foundation Slab
Accessibility None
Garage spaces 2
Geographic Data
Directions Use GPS
County MONTGOMERY
Latitude 39.19675
Longitude -77.30832
Address Information
Address 20618 TOP RIDGE DR, BOYDS, MD 20841
Postal Code 20841
City BOYDS
State MD
Country United States
Listing Information
Listing Office Samson Properties
Listing Office Email clientservices@bobandronna.com
Listing Agent Robert Chew
Internet Listing Display Days On Site Y N Y
Internet Listing Display Historical Prices Y N Y
Internet Listing Display Prices Y N Y
Compensation Disclaimer The offer of compensation is made only to participants of the MLS where the listing is filed.
Special listing conditions Standard
Ownership Fee Simple
Terms Cash,Conventional,FHA,VA
Virtual Tour URL https://www.zillow.com/view-imx/d574193b-9843-4f68-9931-c72c2cc4cf4f?wl=true&setAttribution=mls&initialViewType=pano
School Information
District MONTGOMERY COUNTY PUBLIC SCHOOLS
MLS Information
Days on market 3
MLS Status Pending
Listing Date Oct 7, 2026
Listing Last Modified Nov 2, 2026
Tax ID 160202892718
Tax Year 2025
Tax Annual Amount 8251
MLS # MDMC2248154

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Last updated: 2026-11-08T21:00:26.011799Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.