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8820 CUMBERLAND ST, CHESTERTOWN, MD 21620

3 Beds

2 Baths

1,080SqFt

Active

Discover relaxed Eastern Shore living at 8820 Cumberland Street, a charming three-bedroom, two-full-bath home offering the ease and convenience of single-level living in the peaceful water-privileged community of Tolchester Beach. Built in 2006, this inviting residence combines a comfortable floor plan, desirable outdoor space, and an attached two-car garage with a setting that encourages you to slow down and enjoy the best of Maryland's Eastern Shore. The thoughtfully designed interior provides an easy flow for everyday living, with three well-proportioned bedrooms and two full baths all conveniently located on one level. Whether you're entertaining, working from home, or simply enjoying a quiet evening, the home's practical layout offers flexibility for a variety of lifestyles. Step outside to the rear deck, where a wooded backdrop creates a tranquil setting for morning coffee, outdoor dining, or relaxing at the end of the day. The surrounding natural scenery adds a welcome sense of privacy and peacefulness. The community's water-oriented amenities add to the appeal, with opportunities to enjoy the community beach, fishing, local marina, and the laid-back lifestyle that makes the Eastern Shore so desirable. Ideally positioned between historic Chestertown and waterfront Rock Hall, the home places shopping, dining, marinas, boating, and local recreation within convenient reach. Whether you're seeking a full-time residence, weekend retreat, or low-maintenance Eastern Shore escape, 8820 Cumberland Street offers an appealing blend of comfort, convenience, and coastal lifestyle. This property is being sold as-is, property is lender-owned and U.S. Bank National Association is making no representations or warranties. U.S. Bank National Association may have financing options available.

Property Details
Price $281,500
Bedrooms 3
Full Baths 2
Total Baths 2
Property Style Ranch/Rambler
Lot Size Area Units Square Feet
Acres 0.23
Property Type Residential
Sub type SingleFamilyResidence
MLS Sub type Detached
Stories 1
Features Attic,Bathroom - Tub Shower,Carpet,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Eat-In,Kitchen - Country,Kitchen - Table Space,Primary Bath(s)
Year Built 2006
Subdivision TOLCHESTER ESTATES
View Street,Trees/Woods
Waterfront Chesapeake Bay
Heating Heat Pump(s)
Foundation Crawl Space
Accessibility None
Parking Description Gravel Driveway
Garage spaces 2
Geographic Data
Directions From Rt-213, head west from Chestertown at Morgnec Rd onto Rt-20. Travel for 7 miles then turn RIGHT onto Rt-21 Tolchester Beach Rd. Turn RIGHT onto Elm Rd which becomes Cumberland St. Home will be on your left.
County KENT
Latitude 39.22135
Longitude -76.23576
Address Information
Address 8820 CUMBERLAND ST, CHESTERTOWN, MD 21620
Postal Code 21620
City CHESTERTOWN
Cross Street Texas Ave
State MD
Country United States
Listing Information
Listing Office RE/MAX Advantage Realty
Listing Agent Frederick Golding
Internet Listing Display Days On Site Y N Y
Internet Listing Display Historical Prices Y N Y
Internet Listing Display Prices Y N Y
Compensation Disclaimer The offer of compensation is made only to participants of the MLS where the listing is filed.
Special listing conditions Bank Owned/REO
Ownership Fee Simple
Terms Cash,Conventional,FHA,USDA,VA,Other
Virtual Tour URL https://my.matterport.com/show/?m=ZvjpNsvU8DF
School Information
District KENT COUNTY PUBLIC SCHOOLS
Elementary School CALL SCHOOL BOARD
Middle School CALL SCHOOL BOARD
High School CALL SCHOOL BOARD
MLS Information
Days on market 29
MLS Status Active
Listing Date Oct 1, 2026
Listing Last Modified Oct 29, 2026
Tax ID 1506026036
Tax Year 2026
Tax Annual Amount 2051
MLS # MDKE2007156

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Last updated: 2026-11-07T19:00:25.037877Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.