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3 Beds
2 Baths
1,080SqFt
Active
Discover relaxed Eastern Shore living at 8820 Cumberland Street, a charming three-bedroom, two-full-bath home offering the ease and convenience of single-level living in the peaceful water-privileged community of Tolchester Beach. Built in 2006, this inviting residence combines a comfortable floor plan, desirable outdoor space, and an attached two-car garage with a setting that encourages you to slow down and enjoy the best of Maryland's Eastern Shore. The thoughtfully designed interior provides an easy flow for everyday living, with three well-proportioned bedrooms and two full baths all conveniently located on one level. Whether you're entertaining, working from home, or simply enjoying a quiet evening, the home's practical layout offers flexibility for a variety of lifestyles. Step outside to the rear deck, where a wooded backdrop creates a tranquil setting for morning coffee, outdoor dining, or relaxing at the end of the day. The surrounding natural scenery adds a welcome sense of privacy and peacefulness. The community's water-oriented amenities add to the appeal, with opportunities to enjoy the community beach, fishing, local marina, and the laid-back lifestyle that makes the Eastern Shore so desirable. Ideally positioned between historic Chestertown and waterfront Rock Hall, the home places shopping, dining, marinas, boating, and local recreation within convenient reach. Whether you're seeking a full-time residence, weekend retreat, or low-maintenance Eastern Shore escape, 8820 Cumberland Street offers an appealing blend of comfort, convenience, and coastal lifestyle. This property is being sold as-is, property is lender-owned and U.S. Bank National Association is making no representations or warranties. U.S. Bank National Association may have financing options available.
Property Details | ||
|---|---|---|
| Price | $281,500 | |
| Bedrooms | 3 | |
| Full Baths | 2 | |
| Total Baths | 2 | |
| Property Style | Ranch/Rambler | |
| Lot Size Area Units | Square Feet | |
| Acres | 0.23 | |
| Property Type | Residential | |
| Sub type | SingleFamilyResidence | |
| MLS Sub type | Detached | |
| Stories | 1 | |
| Features | Attic,Bathroom - Tub Shower,Carpet,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Eat-In,Kitchen - Country,Kitchen - Table Space,Primary Bath(s) | |
| Year Built | 2006 | |
| Subdivision | TOLCHESTER ESTATES | |
| View | Street,Trees/Woods | |
| Waterfront | Chesapeake Bay | |
| Heating | Heat Pump(s) | |
| Foundation | Crawl Space | |
| Accessibility | None | |
| Parking Description | Gravel Driveway | |
| Garage spaces | 2 | |
Geographic Data | ||
| Directions | From Rt-213, head west from Chestertown at Morgnec Rd onto Rt-20. Travel for 7 miles then turn RIGHT onto Rt-21 Tolchester Beach Rd. Turn RIGHT onto Elm Rd which becomes Cumberland St. Home will be on your left. | |
| County | KENT | |
| Latitude | 39.22135 | |
| Longitude | -76.23576 | |
Address Information | ||
| Address | 8820 CUMBERLAND ST, CHESTERTOWN, MD 21620 | |
| Postal Code | 21620 | |
| City | CHESTERTOWN | |
| Cross Street | Texas Ave | |
| State | MD | |
| Country | United States | |
Listing Information | ||
| Listing Office | RE/MAX Advantage Realty | |
| Listing Agent | Frederick Golding | |
| Internet Listing Display Days On Site Y N | Y | |
| Internet Listing Display Historical Prices Y N | Y | |
| Internet Listing Display Prices Y N | Y | |
| Compensation Disclaimer | The offer of compensation is made only to participants of the MLS where the listing is filed. | |
| Special listing conditions | Bank Owned/REO | |
| Ownership | Fee Simple | |
| Terms | Cash,Conventional,FHA,USDA,VA,Other | |
| Virtual Tour URL | https://my.matterport.com/show/?m=ZvjpNsvU8DF | |
School Information | ||
| District | KENT COUNTY PUBLIC SCHOOLS | |
| Elementary School | CALL SCHOOL BOARD | |
| Middle School | CALL SCHOOL BOARD | |
| High School | CALL SCHOOL BOARD | |
MLS Information | ||
| Days on market | 29 | |
| MLS Status | Active | |
| Listing Date | Oct 1, 2026 | |
| Listing Last Modified | Oct 29, 2026 | |
| Tax ID | 1506026036 | |
| Tax Year | 2026 | |
| Tax Annual Amount | 2051 | |
| MLS # | MDKE2007156 | |
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Last updated: 2026-11-07T19:00:25.037877Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.