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5521 WATERLOO RD, ELLICOTT CITY, MD 21043

4 Beds

3 Baths

2,036SqFt

Active

This charming Cape Cod with a detached 2-car garage is nestled on a picturesque 0.38-acre wooded lot in sought-after Ellicott City! This unbeatable location offers close proximity to Columbia, allowing easy enjoyment of trails, shopping, dining, parks, and many of Columbia’s sought-after amenities. This home features 4 bedrooms, 3 full bathrooms, and timeless character thoughtfully blended with modern updates throughout. Gleaming hardwood flooring welcomes you into the light-filled main level featuring a spacious living room, formal dining room, and an updated kitchen complete with granite countertops, tile backsplash, and gas cooking. Two main-level bedrooms and a full bathroom provide flexible living options, while the upper level offers additional generously sized bedrooms and an en-suite bathroom. Enjoy year-round relaxation in the enclosed porch with vaulted ceilings overlooking the peaceful backyard and mature trees. The finished walk-out lower level expands the living space with a large recreation room, full bathroom, and abundant storage space. Additional highlights include energy-efficient replacement windows, a Carrier HVAC system, and a large and spacious 2-car garage. Perfectly situated with convenient access to Rt 100, I-95, and Rt 29, this home offers the perfect combination of charm, space, land, and modern updates in a spectacular Howard County location! This home is in need of some TLC and is priced accordingly.

Property Details
Price $475,000
Bedrooms 4
Full Baths 3
Total Baths 3
Property Style Cape Cod
Lot Size Area Units Square Feet
Acres 0.38
Property Type Residential
Sub type SingleFamilyResidence
MLS Sub type Detached
Stories 3
Features Dining Area,Wood Floors,Chair Railings,Wainscotting,Primary Bath(s)
Year Built 1947
Subdivision NONE AVAILABLE
Roof Composite
Heating Forced Air
Foundation Block
Accessibility None
Lot Description Backs to Trees,Trees/Wooded
Parking Description Asphalt Driveway
Garage spaces 2
Geographic Data
Directions MD-100 E., Take exit 2 toward MD-108/MD-104, Turn left onto Old Annapolis Rd (MD-108), Turn right onto Waterloo Rd (MD-108). Home is on the left side.
County HOWARD
Latitude 39.21889
Longitude -76.80675
Address Information
Address 5521 WATERLOO RD, ELLICOTT CITY, MD 21043
Postal Code 21043
City ELLICOTT CITY
State MD
Country United States
Listing Information
Listing Office Cummings & Co. Realtors
Listing Office Email realtor@cummingsrealtors.com
Listing Agent Zugell Jamison
Special listing conditions Standard
Ownership Fee Simple
Virtual Tour URL https://mls.immoviewer.com/portal/tour/3151620?psm.showBottomLine=false&accessKey=6ad0&psm.showPoweredBy=false&psm.showShare=false
School Information
District HOWARD COUNTY PUBLIC SCHOOLS
MLS Information
Days on market 28
MLS Status Active
Listing Date May 21, 2026
Listing Last Modified Aug 7, 2026
Tax ID 1401167472
Tax Year 2025
Tax Annual Amount 7008
MLS # MDHW2068194

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Last updated: 2026-08-09T07:30:28.645265Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.