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11 S SMALLWOOD ST, CUMBERLAND, MD 21502

3 Beds

3 Baths

2,520SqFt

Active

ZONED RESIDENTIAL AND COMMERCIAL! Pristine Queen Anne Colonial Home. Premium Live-Work Space or Turn-Key Airbnb, Bed and Breakfast Asset in Cumberland's desirable West Side Historic District. Step into timeless character and massive investment potential at 11 South Smallwood Street. Perfectly situated for an upscale primary residence with the flexibility of offering a premium short-term rental (Airbnb, Bed and Breakfast), or a seamless professional office footprint, this beautifully maintained 18090 Colonial offers rare dual-zoning versatility--walking distance from the Courthouse, restored Downtown Cumberland, C & O Canal, Western Maryland Scenic Railroad, hiking paths, and other local attractions. The Airbnb/Bed and Breakfast Possibility: Investors take note--with gorgeous historic craftsmanship, beautiful hardwood floors, two stunning decorative marble fireplaces, elegant French doors, a lovely sunroom, and a wrap-around flow featuring a rare dual-staircase layout, this property is perfectly configured to operate a high-margin boutique lodging asset. A large basement offers excellent separate storage, and the spacious, fully-fenced side lot features a covered deck/gazebo, side porch, and a storage shed-creating a private outdoor oasis perfect for guest relaxation, entertaining, or outdoor events. The property also features a fully functioning, updated, and charming kitchen with granite countertops and a center island with sink. Commercial/Live-Work: Bypass corporate leasing costs; let your residence be where you both work and relax in today's hybrid work-from-home world. Certified for commercial operations, this West Side gem is a turnkey layout for law firms, medical specialists, CPA practices, or high-end content, media production, and coaching operations. There is on-site parking. Historic beauty, hardwood floors, modern updates, flexible layout, and unmatched hospitality possibilities all come together in one exceptional residential/commercial property. Well-maintained with complete pride of ownership and zero deferred maintenance. CASH OFFERS, RAPID CLOSINGS, AND TRADITIONAL FINANCING WELCOME. Schedule your private showing today and unlock this Historic Districts West Side gem's true potential. CALL TODAY!

Property Details
Price $376,000
Bedrooms 3
Full Baths 2
Half Baths 1
Total Baths 3
Property Style Colonial
Lot Size Area Units Square Feet
Acres 0.11
Property Type Residential
Sub type SingleFamilyResidence
MLS Sub type Detached
Stories 2
Year Built 1890
Subdivision WEST SIDE
View City,Mountain,Street,Trees/Woods
Roof Composite,Shingle
Heating Radiator
Foundation Stone
Accessibility None
Lot Description Landscaping,Rear Yard,SideYard(s)
Geographic Data
Directions GPS
County ALLEGANY
Latitude 39.65054
Longitude -78.76835
Market Area W Cumberland - Allegany County (MDAL3)
Address Information
Address 11 S SMALLWOOD ST, CUMBERLAND, MD 21502
Postal Code 21502
City CUMBERLAND
State MD
Country United States
Listing Information
Listing Office EXP Realty, LLC
Listing Office Email md.broker@exprealty.net
Listing Agent Pamela Terry
Special listing conditions Standard
Ownership Fee Simple
School Information
District ALLEGANY COUNTY PUBLIC SCHOOLS
MLS Information
Days on market 73
MLS Status Active
Listing Date Jul 11, 2026
Listing Last Modified Sep 21, 2026
Tax ID 0106016219
Tax Year 2025
Tax Annual Amount 4712
MLS Area W Cumberland - Allegany County (MDAL3)
MLS # MDAL2015278

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Last updated: 2026-09-23T15:30:26.504538Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.