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3640 ESTELLE CT, CHESAPEAKE BEACH, MD 20732

5 Beds

4 Baths

6,659SqFt

Active

***VA Assumable @ 2.375%! Welcome to 3640 Estelle Ct—where space, function, and location come together on 2.25 private acres in Chesapeake Beach. This thoughtfully designed home offers flexibility for today’s lifestyle, featuring a dedicated main-level home office and a potential main-level bedroom—ideal for guests or multi-generational living. The open-concept layout flows into a stunning two-story family room and spacious kitchen, perfect for everyday living and entertaining. Upstairs, the expansive primary suite includes dual walk-in closets and a private sitting room, creating a true retreat. Additional bedrooms are generously sized, with a well-designed upper-level layout. The finished basement expands your options with a private in-law suite setup—ideal for extended stays, guests, or flexible living arrangements, with potential for rental or income-producing use (buyer to verify local regulations). Don’t miss the finished third-level loft—an incredible bonus space perfect for a playroom, gym, media room, or additional living area. Outside, enjoy the privacy and space of a 2.25-acre homesite complete with a yard sprinkler system and invisible fence. Added peace of mind comes from the whole-house generator system that powers the home with the exception of the kitchen range. Located within commuting distance to Washington, DC and Joint Base Andrews, this home offers the perfect balance of peaceful living with accessibility. An added bonus for qualified buyers: existing 2.375% VA assumable loan available for buyers with VA eligibility.

Property Details
Price $1,099,000
Bedrooms 5
Full Baths 4
Total Baths 4
Property Style Traditional
Lot Size Area Units Square Feet
Acres 2.25
Property Type Residential
Sub type SingleFamilyResidence
MLS Sub type Detached
Stories 4
Features 2nd Kitchen,Bathroom - Soaking Tub,Bathroom - Stall Shower,Breakfast Area,Carpet,Ceiling Fan(s),Double/Dual Staircase,Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen - Island,Pantry,Primary Bath(s),Recessed Lighting,Sprinkler System,Walk-in Closet(s)
Exterior Features Lawn Sprinkler
Year Built 2018
Fireplaces 2
Subdivision NORTH CALVERT WOODS
Heating Heat Pump(s)
Foundation Other
Accessibility None
Lot Description Backs to Trees
Parking Description Asphalt Driveway
Garage spaces 3
Association Fee 540
Geographic Data
Directions Use GPS
County CALVERT
Latitude 38.67046
Longitude -76.5442
Address Information
Address 3640 ESTELLE CT, CHESAPEAKE BEACH, MD 20732
Postal Code 20732
City CHESAPEAKE BEACH
State MD
Country United States
Listing Information
Listing Office Hyatt & Company Real Estate LLC
Listing Office Email tina.hyatt@hyattcompany.com
Listing Agent Heather Hall
Special listing conditions Standard
Ownership Fee Simple
Terms Cash,Conventional,FHA,VA,Assumption
Virtual Tour URL https://mls.homejab.com/property/view/3640-estelle-ct-chesapeake-beach-md-20732-usa
School Information
District CALVERT COUNTY PUBLIC SCHOOLS
MLS Information
Days on market 50
MLS Status Active
Listing Date May 1, 2026
Listing Last Modified Jun 19, 2026
Tax ID 0503252389
Tax Year 2026
Tax Annual Amount 9961
MLS # MDCA2026524

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Last updated: 2026-06-25T19:30:26.788722Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.