6505 N 20TH ST, PHILADELPHIA, PA 19138

Some homes are just houses. This one is different. Tucked into the sought-after West Oak Lane neighborhood, this just-renovated 3-bedroom, 1.5-bath home checks every box — space, character, parking, outdoor living, and a location that puts Philadelphia at your fingertips. The numbers get even better. This property qualifies for CRA financing — that means 3% down, zero PMI, and an interest rate lower than FHA. Stack that with the Key Bank $5K credit (combinable with the Philly First Home $10K grant) and you're looking at a path to ownership that's more accessible than you think. Brand New. Move-In Ready. Yours. This home just completed a fresh renovation — and it shows. New kitchen. Refinished hardwood floors. Updated mechanical systems including roof and HVAC. Everything that matters has been touched, tested, and done right. There's nothing to fix, nothing to negotiate around, and nothing standing between you and move-in day. The home is vacant and available immediately — which means if you're ready, this can happen fast. Step Inside. You'll Want to Stay. From the moment you walk through the door, the warmth is undeniable. The generous living room draws you in with its handsome decorative brick fireplace — the kind of feature that anchors a room and starts a conversation. Beneath your feet, freshly refinished hardwood floors with custom inlay detail add craftsmanship rarely found at this price point. The layout flows the way a home should: living room into dining room, dining room into kitchen — easy for everyday life, effortless for entertaining. The newly renovated kitchen is fully equipped (range, refrigerator, built-in microwave) and opens directly to the rear deck, where morning coffee tastes better and summer dinners linger longer. A first-floor powder room rounds out the main level with practical polish. Room to Rest. Room to Grow. Upstairs, three well-sized bedrooms offer real closet space — not the kind you have to apologize for. The hallway bath delivers a clean, classic three-piece layout with tub/shower combo and vanity. The lower level is where function shines: a full laundry area with washer, dryer, and utility basin, plus rear access, direct entry to the attached garage, and driveway parking for a second vehicle. No circling the block. No compromises. A Neighborhood That Works For You. With a Walk Score of 80, this address means freedom. East Germantown Recreation Center, Awbury Park, Simons Playground, Cliveden Park, and Freedom Park are all close by. Shopping? Greenleaf at Cheltenham, The Shoppes at La Salle, Cedarbrook Plaza, Rising Sun Plaza, and Jenkintown Square put everything within easy reach. Schedule your showing today!