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975 PHILLIPS DR, ARNOLD, MD 21012

3 Beds

3 Baths

2,731SqFt

Active

Waterfront living at its finest in newly renovated and updated home on Deep Creek with easy access to the Magothy River, Chesapeake Bay, and downtown Annapolis! Unique location where you can kayak, paddle-board, or canoe to protected nature preserve, use a power boat or sailboat to explore the Magothy, Bay, and surrounding areas, and walk or take any boat option to Donnelly's Dockside restaurant. Besides a prime location tucked away on a quiet street with convenient commutes to Annapolis, Baltimore, and DC in the Broadneck school district, nothing has been overlooked with this home offering the perfect combination of comfort, style, and natural waterfront living. From the moment you drive onto the property, it feels like a luxury retreat immersed in nature with the street-side yard including a pond of bullfrog residents and occasional duck visitors, water side yards and pier, and well-designed window placement throughout the house allowing natural light and views of trees, sky, water, and flying and swimming creatures like bald eagles, osprey, ducks, seagulls, songbirds, muskrats, and the occasional otter. This home is tastefully updated and remodeled throughout with exquisite, top-of-the-line custom finishes and thoughtful design details like hardwood flooring and waterfront views from nearly every room. Loads of windows, all season sunroom, and atrium doors across the front fill the home with natural light all day long! Custom painted throughout with neutral, coastal tones, every detail of this home’s remodeling has been thoughtfully considered from the kitchen rebuilt in 2024 to the new steps leading down the hill to the new pier, bulkhead, and boat lift in 2016/2017. Even dredging was done in the creek and spur under the boat lift to ensure easy boating access. The beautifully landscaped yards include children’s amenities—a clubhouse, swings, and basketball hoop—and the stylish concrete and brick-designed driveway provides ample parking leading directly to the attached two-car garage. Additional highlights include electricity and plumbing at the pier featuring a solar-sensor pier light that can be operated from inside and outside the home, a new roof (including sunroom) in 2016, new BAT septic system in 2024 (which was moved street-side to allow water-side hardscaping options), french drains in water-side yard (2018), drains added to driveway to redirect run off (2016), re-pipe and upgrade of all plumbing pipes to code (2024), EV charger in garage (2019), all new flooring (2024), and upgraded water treatment system to accommodate lawn irrigation (2019). All of this and more to ensure low-maintenance living. With voluntary membership in the Shore Acres Improvement Association, you can enjoy and walk to community events and amenities like the playground, clubhouse, and Magothy River beach, boat ramp, and recreation area. This home offers the perfect combination of comfort, style, and true waterfront living immersed in nature and with access to all water activities.

Property Details
Price$1,695,000
Bedrooms3
Full Baths2
Half Baths1
Total Baths3
Property StyleCoastal
Lot Size Area UnitsSquare Feet
Acres0.33
Property TypeResidential
Sub typeSingleFamilyResidence
MLS Sub typeDetached
Stories4
FeaturesKitchen - Island,Window Treatments,Wood Floors,Floor Plan - Open,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen - Gourmet,Primary Bath(s),Recessed Lighting,Skylight(s),Upgraded Countertops,Walk-in Closet(s),Water Treat System
Exterior FeaturesExtensive Hardscape,Stone Retaining Walls,Exterior Lighting,Flood Lights,Gutter System,Play Area,Play Equipment,Underground Lawn Sprinkler
Year Built1998
Fireplaces1
SubdivisionSHORE ACRES
ViewWater,Garden/Lawn,Creek/Stream
RoofArchitectural Shingle
WaterfrontDeep Creek
HeatingHeat Pump(s)
FoundationOther
AccessibilityNone
Lot DescriptionBulkheaded,Landscaping,No Thru Street,Partly Wooded,Trees/Wooded,Stream/Creek,Fishing Available,Rip-Rapped
Parking DescriptionConcrete Driveway,Electric Vehicle Charging Station(s),Gravel Driveway,Paved Parking
Garage spaces2
Geographic Data
DirectionsCollege Pkwy. to Shore Acres Rd., right on Deep Creek, right on Wharf Rd., right on Phillips to home on left.
CountyANNE ARUNDEL
Latitude39.04747
Longitude-76.46275
Address Information
Address975 PHILLIPS DR, ARNOLD, MD 21012
Postal Code21012
CityARNOLD
StateMD
CountryUnited States
Listing Information
Listing OfficeRedfin Corp
Listing AgentMary Gatton
Special listing conditionsStandard
OwnershipFee Simple
TermsCash,Conventional,VA
Virtual Tour URLhttps://my.matterport.com/show/?m=aYfpwAmWY9P&brand=0&mls=1&
School Information
DistrictANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary SchoolBROADNECK
Middle SchoolMAGOTHY RIVER
High SchoolBROADNECK
MLS Information
Days on market204
MLS StatusActive
Listing DateOct 10, 2025
Listing Last ModifiedMay 1, 2026
Tax ID020374918121700
Tax Year2024
Tax Annual Amount10810
MLS #MDAA2128106

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Last updated: 2026-05-03T11:00:24.714124Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.