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1045 CHURCH RD, LUSBY, MD 20657

3 Beds

3 Baths

2,860SqFt

Pending

***OPEN HOUSE - Thursday, March 27, 4pm-6pm** LOCATION! LOCATION! LOCATION! Waterviews abound from practically every part of this beautiful 1.21-acre property with 449' of Frontage & 10'+ Water Depth on Mill Creek. The frontage is ripped rapped and boasts 2 private piers, each with deep water, and a private boat ramp! This is the perfect lot/location! As you approach the home, you'll notice a spacious driveway with ample parking and scenic views of Mill Creek. Step onto the front porch and into the welcoming foyer—an ideal space to greet family and friends. To the right, you’ll find a convenient laundry room, and to the left, a nicely sized kitchen featuring a brand-new refrigerator and stove. Flowing back through the kitchen, you’ll enter the generous dining room, offering plenty of space for a full dining set and perfect for hosting while your guests enjoy glimpses of the water. Beyond the dining area lies a spacious living room, highlighted by expansive views of Mill Creek. Just off the living room is a charming sunroom—likely to become your favorite spot in the house—where you can soak in the stunning sunsets and peaceful waterfront views. Down the main hallway, you’ll find a large hall bathroom that serves the main floor including the second bedroom. The primary suite is complete with an ensuite bath, walk-in closet, and, of course, more water views. A second bedroom is conveniently located nearby for guests. Upstairs features a third bedroom, another full bath, and a large family room with breathtaking views of the water, along with a galley-style kitchenette—ideal for added comfort or guest use. The partially finished basement offers great potential for storage, a recreation room, or anything else you envision. Outside, the property includes two sheds, mature trees, and a spacious yard ready for your landscaping dreams. Additional features of this special home include a newly encapsulated crawlspace, newer septic system with BAT system, new oil tank, generator hookup at the panel, new attic insulation, new crawlspace insulation, and a brand-new roof installed last year. Original oak floors add warmth and charm throughout the home. ****We have verified via the Calvert County Health Department that the existing septic system is approved for up to 3999 finished sqft. This property is the perfect candidate for a remodel or small addition. 3,000+ modernized sqft in this location with the character of this lot would result in a value +/- $1,500,000!! Put your touches on this home and pick up some upside along the way!!*** No interior photos are provided at this time due to the interior being staged for an upcoming estate sale. This waterfront gem is truly special and priced to sell—don’t miss your opportunity. Schedule your private showing today!

Property Details
Price$850,000
Bedrooms3
Full Baths3
Total Baths3
Property StyleCape Cod,Ranch/Rambler
Lot Size Area UnitsSquare Feet
Acres1.21
Property TypeResidential
Sub typeSingleFamilyResidence
MLS Sub typeDetached
Stories3
FeaturesBathroom - Soaking Tub,Bathroom - Jetted Tub,Bathroom - Tub Shower,Breakfast Area,Carpet,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Island,Primary Bath(s),Wood Floors
Year Built1972
SubdivisionMILL CREEK
ViewCreek/Stream,Scenic Vista
RoofArchitectural Shingle
WaterfrontMill Creek
HeatingForced Air,Baseboard - Hot Water
FoundationSlab,Crawl Space
AccessibilityOther
Lot DescriptionFishing Available,Premium,Rear Yard,SideYard(s),Stream/Creek
Parking DescriptionAsphalt Driveway
Geographic Data
DirectionsFrom C21NM PF: S on MD 4, Turn left onto Rousby Hall Rd (MD-760). Go for 0.3 mi., Continue on Rousby Hall Rd (MD-760). Go for 1.2 mi., Take the 2nd exit from roundabout onto Olivet Rd. Go for 1.5 mi., Turn left onto Church Rd. Go for 0.2 mi.
CountyCALVERT
Latitude38.33661
Longitude-76.44056
Address Information
Address1045 CHURCH RD, LUSBY, MD 20657
Postal Code20657
CityLUSBY
StateMD
CountryUnited States
Listing Information
Listing OfficeCENTURY 21 New Millennium
Listing Office Emailtommy.higgins@c21nm.com
Listing AgentMark Frisco Jr.
Special listing conditionsStandard
OwnershipFee Simple
TermsCash,FHA,VA,Other
School Information
DistrictCALVERT COUNTY PUBLIC SCHOOLS
Elementary SchoolDOWELL
Middle SchoolMILL CREEK
High SchoolPATUXENT
MLS Information
Days on market6
MLS StatusPending
Listing DateMar 25, 2025
Listing Last ModifiedMar 30, 2025
Tax ID0501000896
Tax Year2024
Tax Annual Amount7298
MLS #MDCA2020264

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    Last updated: 2025-04-01T21:30:46.60704Z. Listing information is provided by Bright MLS. Listings are generated from various brokers who participate in IDX. Information is deemed reliable but not guaranteed.